You can borrow a wide range of items, including common household and everyday items such as tools, ladders, tables, garden equipment, and event gear. In theory, anything that is legal, safe to lend, and permitted under our platform rules can be listed, as long as an owner is willing to make it available. Each listing includes details, usage guidelines, and any restrictions set by the owner. Some categories may be restricted or excluded for safety, legal, or policy reasons.

A localised item-lending service that helps people borrow and lend everyday items locally - from tools and ladders to tables and event equipment.

By default, the platform focuses on your local neighbourhood to keep borrowing convenient and community based. However, if you can’t find what you need nearby, you have the option to expand your search area to see items available a little further afield. This gives you flexibility when you need something specific, while still encouraging local sharing whenever possible.

We verify identity using Ondato, a secure digital identity verification service. Before borrowing an item, you’ll be asked to complete a quick verification process through Ondato. This usually involves checking a government-issued photo ID and confirming a few basic details. Most users only need to do this once. Your information is handled securely and used only to confirm your identity, reduce fraud, and help keep the community safe. Your personal details are never shared with other users. Identity verification also helps us support the Lendit Guarantee and resolve any issues fairly if something goes wrong during a loan.

Yes. All items on the platform are borrowed for a fee. Prices are set by the item owner and shown clearly before you confirm a request. Any additional costs, such as delivery are also displayed upfront so there are no surprises.

Yes. Item owners always choose which requests to accept.

Create a listing with photos, a description, availability, and any usage or care rules. When listing an item, you can also choose to add optional protection.

Yes. Owners can set clear guidelines for example, indoor use only, return clean, or no modifications.

No. You’re always in control and can approve or decline any request.

The Lendit Guarantee helps protect lenders if an item is accidentally damaged or stolen during a rental made through the Lendit platform.

The Lendit Guarantee covers items up to the value of £500, items of greater value can be added, however the maximum payout is £500.

Yes. Lendit Guarantee is automatically applied to qualifying items listed on the platform to help protect owners if an item is accidentally damaged or stolen during a loan.

Yes. Owners can opt out of the Lendit guarantee for any item by adjusting the protection setting in their listing. If you opt out, the item can still be lent through the platform, but it will not be covered by the Lendit Guarantee during a loan.

Borrowers can still request and borrow the item as normal. However, only items with the Lendit guarantee enabled are eligible for protection in the event of damage or theft.

Automatic protection helps ensure a safer, more consistent experience across the platform and supports quicker, fairer resolution if something goes wrong, while still giving owners full control to opt out if they choose.

• Accidental damage during the rental period • Theft while the item is in the borrower’s possession • Coverage of up to £500 per item per claim • No excess or deductible • Repair may be offered instead of replacement • Compensation is based on the lower of the item’s listed value or current market value

• Normal wear and tear, cosmetic damage, or pre-existing faults • Items lost, damaged, or arranged outside the Lendit platform • Items left unattended or used irresponsibly • Lost income, missed bookings, or late returns • Personal injury, death, or harm caused while using items • Damage caused by misuse or prohibited use

• Only items listed, booked, paid for, and messaged through Lendit are covered • Off-platform arrangements void the Guarantee • Borrowers must complete full verification before collecting an item

If a user is found to have abused, misused, or attempted to make a fraudulent claim under the Lendit Guarantee, Lendit may refuse or cancel any payout relating to the claim. Users found to be abusing the Guarantee may also have their access to the Lendit platform restricted or permanently blocked, including the ability to borrow or lend items. In serious cases involving suspected fraud or illegal activity, Lendit reserves the right to take further action, including reporting the matter to relevant authorities or pursuing legal action where appropriate.

Lendit may review: • Claim history • Supporting evidence (such as photos, messages, and reports) • Platform activity related to the loan Lendit reserves the right to make the final decision regarding Guarantee eligibility.

• Use items safely and responsibly • Report damage or theft promptly • Report to Police if an item is stolen under your care

Ensure items are safe, functional, and well-maintained at point of handover

• Claims must be reported within 72 hours • Theft claims require a police report • Items not returned within 20 days may be reported as stolen • Evidence includes photos, statements, and police report if applicable

• Claims are reviewed once all evidence is received • Resolution aimed within 7 days • Lendit’s decision is final

• Lendit is a platform facilitator, not an insurer • Lendit is not responsible for personal injury, death, or losses beyond item value • Continued use of Lendit means acceptance of updates to the Guarantee